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Property prices are on a hike nowadays as the market rate is increasing by 1.3% every month. The demand for rental houses and office are also on an increase. The demand is not the only factor which influences the cost of the property, other factors like construction cost, and land prices within the city also affects the prices. Recent economic development figures show that after the recovery of economic activity there are moderate changes in the selling prices. The bank loans are meant to be the main source for external finance. Most banks offers loans to salaried and self employed people to buy a plot and construct their dream home, but loan is not provided for agriculture land. A loan for construction on the site makes you eligible for income tax deductions and these deductions are applicable only in the year in which the construction is completed. Usually a person seeking a home loan has to just make arrangement for 20% of the cost of the property. The tenure on the loan is for 10 years and a few documents are needed while applying for land loan.

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